What is Hospital Indemnity Insurance?
Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments are made directly to you and benefits do not offset with medical insurance.
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HOSPITAL INDEMNITY
Plan Rules:
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Coverage through Allstate
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Employee must be actively at work on the effective date. Dependent children are covered up to age 26.
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Routine childbirth and complications from pregnancy are covered
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No Health Questions Every Year!
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Claims must be filed with the carrier for reimbursement.
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The chart below is a sample of covered services. Please see the Plan Certificate for a detailed listing of services in their entirety.
Contact the Campus Benefits’ Service Hub for assistance.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5
Why Hospital Indemnity Insurance Matters?
If you’re admitted to the hospital for a planned or unexpected stay, Hospital Indemnity Insurance helps provide financial support by:
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Paying a lump-sum benefit directly to you, not providers
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Helping cover deductibles, copays, and other out-of-pocket
medical costs -
Giving you flexibility to use funds for everyday expenses like
housing, childcare, and transportation