

ACCIDENT
What is Accident Insurance?
Accident insurance provides direct payments to help cover medical and out-ofpocket costs from unexpected accidents, without offsetting your medical insurance.
Plan Rules:
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Coverage through Allstate
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Employee must be actively at work on the effective date
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No health questions - Every Year!
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Payments made directly to you and benefits do not offset with medical coverage
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Claims must be filed with the carrier for reimbursement
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The chart below is a sample of covered services. Please see the Plan Certificate for a detailed listing of services in their entirety.
Contact Campus Benefits for assistance with claims.
Email: mybenefits@campusbenefits.com
Call 1-866-433-7661, option 5

Accidents can happen anytime, Accident Insurance
helps provide financial protection by:
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Paying benefits directly to you for covered accidents
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Helping offset out-of-pocket costs like deductibles, co-pays, and out-of-network care
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Giving you flexibility to use funds for everyday needs such as childcare, transportation, or other unexpected expenses